Library Protector Endorsement:  Customizable coverage for additional locations and unique library assets, ensuring comprehensive protection across all branches and facilities.

Data Processing Coverage:  Safeguards data processing equipment, computer programs, and associated extra expenses, crucial in today’s digital-first environment.

Fine Arts Coverage: Specialized insurance for art pieces and exhibits, essential for libraries with valuable collections and exhibitions.

Business Income and Extra Expense Coverage: Offers financial stability and coverage for unexpected closures or disruptions, maintaining operational continuity.

Employee Theft Coverage: Protects against losses due to employee dishonesty, a critical safeguard for public and private libraries.

Key Employee Replacement Expenses: Provides financial support for costs associated with replacing essential staff members, ensuring smooth operational transitions.

Enhanced Identity Coverage: Offers robust protection against identity theft and related risks, increasingly important in the digital age.

Identity Recovery:  Available specifically for head and assistant librarians, aiding in recovery from identity theft incidents.

Crisis Event Protection:  Covers loss of income and unbudgeted expenses resulting from crises, including medical and funeral expenses, providing a safety net during unexpected events.

Library Property Floater:  Extensive coverage for library materials like books, audio books, DVDs, and electronic media, including unique preservation methods post-loss.

Legal Liability Coverage: Similar to Directors & Officers insurance, this provides broad protection for library leadership, including defense coverage for nonmonetary damages and suits like book censorship issues.

Bonds: Offers a range of necessary bonds, including Public Official Bonds, Notary Bonds, and more, fulfilling various legal and operational requirements.