1. Acceptance of the Terms of Use

Welcome to Gaylord Insurance Agency. The following terms and conditions ("Terms of Use") govern your access to and use of [www.gaylordinsuranceagency.com] (the "Website"). By using the Website, you accept and agree to be bound by these Terms of Use and our Privacy Policy, incorporated herein by reference. If you do not agree, you must not access or use the Website.

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2. Changes to the Terms of Use

We may revise these Terms of Use from time to time. All changes are effective immediately when posted. Your continued use of the Website following the posting of revised Terms of Use means you accept and agree to the changes.

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3. Access and Security

We reserve the right to withdraw or amend this Website without notice. You are responsible for making all necessary arrangements for access and ensuring compliance with these Terms of Use by anyone accessing the Website via your internet connection.

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4. Intellectual Property Rights

The Website and its contents are owned by Gaylord Insurance Agency or its licensors. These Terms of Use permit personal, non-commercial use of the Website. You must not reproduce, distribute, modify, or create derivative works of the Website materials without our prior written consent.

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5. Prohibited Uses

You may use the Website only for lawful purposes and in accordance with these Terms of Use. You agree not to use the Website in any way that violates any applicable federal, state, local, or international law or regulation.

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6. Monitoring and Enforcement

We have the right to take legal action for any illegal or unauthorized use of the Website. Cooperation with law enforcement in any investigations is expected.

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7. Reliance on Information Posted

Information on the Website is for general informational purposes only. We disclaim all liability and responsibility arising from any reliance on such materials.

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8. Geographic Restrictions

The Website is intended for use by persons located in the United States. Access outside the United States is at your own risk and responsibility.

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9. Disclaimer of Warranties

The Website is provided "AS IS" and "AS AVAILABLE." We disclaim all warranties, express or implied, including merchantability and fitness for a particular purpose.

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10. Limitation on Liability

Gaylord Insurance Agency, its affiliates, licensors, service providers, employees, agents, officers, or directors will not be liable for damages of any kind arising from the use of the Website or reliance on its content.

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11. Indemnification

You agree to indemnify and hold harmless Gaylord Insurance Agency and its affiliates from any claims, liabilities, damages, or expenses arising from your use of the Website or breach of these Terms of Use.

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12. Governing Law and Jurisdiction

These Terms of Use are governed by and construed in accordance with the laws of Illinois without giving effect to any choice of law principles. Jurisdiction for any legal action will be the courts located in Illinois. 

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13. Waiver and Severability

No waiver by Gaylord Insurance Agency shall constitute a continuing waiver. If any provision is deemed unenforceable, the remaining provisions will continue in effect.

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14. Entire Agreement

These Terms of Use and our Privacy Policy constitute the entire agreement between you and Gaylord Insurance Agency regarding the Website.

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15. Contact Information

For questions or concerns regarding these Terms of Use, Contact Us.